National scheme for financial inclusion launched in Phek

DIPR
Dimapur, January 29

The Deputy Commissioner Phek, Murohu Chotso has informed the people of Phek district residing within the district that the government of India has initiated and launched the PRADHAN MANTRI JAN-DHAN YOJANA (PMJDY) which is a “National Mission on Financial Inclusion”. The main objective of the PMJDY is to ensure universal access to banking facilities with atleast one basic Banking Account for every household.Secondly, the government of India, Ministry of Petroleum & Natural Gas has launched the modified Direct Benefit Transfer for LPG (DBTL) Scheme which has been launched in 54 Districts on 15/11/2014 and the remaining districts of the country on 1st Jan. 2015. Under this Scheme, the LPG consumers who join this Scheme will get all domestic LPG cylinders at market price and subsidy for each domestic subsidized cylinders will be transferred to their Bank Accounts.
– To enjoy the modified Direct Benefit Transfer for LPG (DBTL) Scheme and also to enable you for ensuring your LPG subsidy in Bank, submit the xerox copy of your Aadhaar Card to your Bank as well as to your LPG distributor, if you have Aadhaar Card.
Or
If, you do not have Aadhaar Card, submit your bank account details to your LPG distributor and submit your LPG ID to your bank.
– For the purpose of PMJDY Scheme, an ATM/RuPay Card would be provided at the time of account opening. You can use this card for withdrawal of money at any Bank ATM 24 by 7. Additionally, this card will also have an inbuilt accident insurance cover of Rs. 1 lakh. After 6 months of satisfactory performances on the account, the Bank may optionally consider your performance and shall provide an Overdraft facility starting from Rs. 1000. On regular servicing of the overdraft interest the amount of overdraft may be increased upto Rs. 5000.
To avail the benefits of both the schemes mentioned above, it is to inform all the residents of Phek District that each and every household should have a saving Bank Account and the Bank Account for the above purposes should be opened before 15th March, 2015.